AFI Benefits
Copyright © 2007

209 Main St. Suite 201
Saco, ME 04072

Toll Free: 888.234.6578

Fax: 207.283.3552

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Welcome to AFI Benefits!Thank you for visiting our website and for your interest in products and services offered through AFI Benefits.

Use Medicare and You to find out if you are eligible for a Medicare Advantage Plan and to educate yourself on Medicare Parts A, B, C, D and Medicare Supplement Plans. Frequently asked questions and a Glossary of Terms are also available for your reference and review.

Use Medicare 101 to obtain information about Medicare Advantage Private Fee for Service (PFFS) plans, other Medicare Advantage Plan options, as well as Medicare Supplement Plan information. Review eligibilty and enrollment guidelines to understand about the carriers offering coverage.

Use Steps to Enroll to learn about the plans (including benefit levels) that are available in your service area. This will also allow you to compare benefits to "Original Medicare" or your current Medicare supplement coverage (Medigap) if you have it. Once you are satisfied with a plan, you may apply immediately on-line, by phone, email or mail. If you have selected a plan that does not offer Part D benefits, go to Prescription Drug Plan to view Prescription Drug Plans that are available in your area.

Use My Benefits to review your benefit summary, your application and your benefits advisor.

Use Newsworthy to see the latest articles and updates about Medicare and Medicare Related topics.

Use Contact Us and find all the information you'll need to contact AFI Benefits at any time 1-888-234-6578



This is not a complete listing of plans available in your service area.  For a complete listing please contact 1-800-MEDICARE or consult www.medicare.gov.

The carrier's contract with the Centers for Medicare & Medicaid Services is renewed annually. The availability of coverage beyond the end of the current contract year is not guaranteed. The plan is open to all Medicare beneficiaries eligible by age or disability in the plan's service area. You must be entitled to Medicare benefits under Part A and enrolled in Part B, and reside in the plans's service area. You must continue to pay your Medicare Part B premium if not otherwise paid for under Medicaid or by another third-party. You may enroll during specific times of the year. For details on any information listed above, click here to contact customer service. You cannot enroll in this plan if your current or former employer helps pay for your drugs.

You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call: 1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7days a week; The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call 1-800-325-0778; or your State Medicaid office.

Members should be careful to select HMO or PPO plans with integrated drug benefits. If one of these plans is selected without integrated drug benefits, you will not be eligible for Part D prescription drug coverage on a stand-alone basis.

HMO members must receive all routine care from plan providers, except in emergency or urgent care situations or for out-of-area renal dialysis. If you obtain routine care from out-of-plan providers, neither Medicare nor the carrier will be responsible for the costs.

PPO members can go to doctors, specialists or hospitals in or out-of-network. You may have to pay more for the services you receive outside the network and you must follow special rules in order for the carrier to pay for these services. Otherwise neither the carrier nor Original Medicare will pay for these services. Member responsibility may be greater out-of-network since coinsurance is based on the Medicare allowed amount and not on the potentially lower contracted amount.

For full information on plan benefits, please contact customer service at 1-888-234-6578. You can also call 1-800-Medicare (1-800-633-4227) to ask questions or get free information booklets from Medicare. You can call this national Medicare helpline 24 hours a day, 7 days a week. The TTY number is 1-877-486-2048.

Formulary Disclaimer - The [Formulary, pharmacy network, and/or provider network] may change at any time. You will receive notice when necessary.
Med Supp - The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company. Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.
Federal Disclaimer - Humana is a Medicare Advantage [HMO, PPO and PFFS] organization with a Medicare contract.  Enrollment in any Humana plan depends on contract renewal.

Federal Disclaimer - Humana is a Medicare Advantage [HMO, PPO and PFFS] organization and a stand-alone prescription drug plan with a Medicare contract.  Enrollment in any Humana plan depends on contract renewal.