Medicare Advantage Plans are run by private companies. They give you more choices, and sometimes, extra benefits. These plans are still part of the Medicare Program and are also called “Part C.” They provide all your Part A (Hospital) and Part B (Medical) coverage. Some may also provide Part D (prescription drug) coverage. To join a Medicare Advantage Plan, you must have both Medicare Part A and Part B and live in the plan’s service area. The plan may have special rules that you need to follow like seeing doctors that belong to the plan or going to certain hospitals to get services. You may also have to pay a monthly premium for the extra benefits. Medicare pays a set amount of money for your care every month to these health plans.

With Medicare Advantage, your plan choices may include:

* Medicare Preferred Provider Organizations (PPOs) Plans,
* Medicare Health Maintenance Organizations (HMOs) Plans,
* Medicare Private Fee-for-Service (PFFS) Plans,
* Medicare Special Needs Plans, and
* Medicare Medical Savings Account (MSA) Plans.