Medicare Advantage (Part C)

To be eligible to enroll in a Medicare Advantage plan the individual must be entitled to benefits under Part A and enrolled under Part B of the Medicare program. Persons with end-stage renal disease are excluded; however, an individual who develops end-stage renal disease while enrolled in a Medicare Advantage plan may continue to be enrolled in that plan and may not be required to disenroll.

An individual is eligible to elect a Medicare Advantage Plan if the plan serves the geographic area in which the individual resides. If, after enrolling in a plan, the individual leaves the geographic area, the plan can offer the individual the option of staying in the plan so long as the plan provides the individual with reasonable geographic access to all basic plan benefits.

Stand-Alone Prescription Drug Plan (Part D)

If you are eligible for Medicare coverage, you are also eligible for the Medicare drug benefit (Part D). You must be enrolled in Medicare Part A and/or Part B to enroll in Part D. Medicare drug coverage is only available through private plans.

Medicare Supplement (Medigap)

Once you are 65 or older and enrolled in Medicare Part B, you can apply for a Medicare Supplement insurance policy. Medicare Supplement insurance plans may also be available to you in some states if you're younger than age 65 and eligible for Medicare due to disability. Carriers often allow enrollment up to 90 days prior to turning 65/your Medicare eligibility date.