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AFI Benefits
Copyright © 2007

209 Main St. Suite 201
Saco, ME 04072

Toll Free: 888.234.6578

Fax: 207.283.3552

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Downloads:

2019 Medicare & You
Guide from Medicare

[3MB pdf]

Medicare is health insurance for people:

 

  • age 65 or older,
  • under age 65 with certain disabilities, and
  • any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant).

 

Medicare has:

Part A (Hospital)–
Most people automatically get Part A coverage without having to pay a monthly premium because they, or their spouses, paid Medicare taxes while working.

Part B (Medical)– Most people pay a monthly premium for Part B.

Part C (Medicare Advantage Plans like HMOs and PPOs)– Plans include Part A (Hospital) and Part B (Medical) coverage. Most also include Medicare prescription drug coverage. You pay a monthly premium for your health and prescription drug coverage.  Some plans don’t charge a premium.

Part D (Prescription Drug Coverage)– Most people pay a monthly premium for this coverage.